THE HARMONY AGENCY
TERMS OF SERVICE

Effective Date: June 2026

GENERAL TERMS

This website ("Site") is owned and operated by The Harmony Agency ("The Harmony Agency," "we," "our," or "us"). By accessing or using this Site, you agree to be bound by these Terms of Service and our Privacy Policy.

The information provided on this Site is intended for general informational purposes only and does not constitute legal, financial, or insurance advice. Insurance products, coverage options, pricing, and eligibility vary by carrier and individual circumstances.

We reserve the right to update or modify these Terms of Service at any time. Continued use of the Site following any changes constitutes acceptance of the updated Terms.

INTELLECTUAL PROPERTY

All content on this Site, including text, graphics, logos, images, design elements, and other materials, is the property of The Harmony Agency and is protected by applicable copyright, trademark, and intellectual property laws.

You may view, download, or print content from this Site solely for personal, non-commercial use. No content may be copied, reproduced, distributed, modified, or used for commercial purposes without prior written consent.

INSURANCE DISCLAIMER

Information contained on this Site is provided as a general overview of insurance products and services. Coverage descriptions are summaries only and are subject to the terms, conditions, limitations, and exclusions of individual insurance policies.

Submitting a quote request, scheduling a consultation, or contacting our office does not guarantee coverage, policy issuance, eligibility, approval, or specific pricing.

All insurance coverage decisions are subject to underwriting review and approval by the applicable insurance carrier.

APPOINTMENT REQUESTS

Our website may allow visitors to schedule consultations, request quotes, or contact our team.

Submitting a request or booking an appointment does not create an insurance policy, bind coverage, or establish an insurance contract.

A licensed team member will review your request and contact you regarding available options and next steps.

THIRD-PARTY SERVICES

This Site may contain links to third-party websites or services for your convenience. The Harmony Agency is not responsible for the content, policies, or practices of any third-party website.

Any interactions, purchases, or transactions conducted through third-party websites are solely between you and that third party.

DISCLAIMER OF WARRANTIES

The information, products, and services offered through this Site are provided "as is" and without warranties of any kind, either express or implied.

To the fullest extent permitted by law, The Harmony Agency disclaims all warranties, including warranties of merchantability and fitness for a particular purpose.

LIMITATION OF LIABILITY

The Harmony Agency shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of or inability to use this Site.

Your use of this Site is at your own risk.

TERMINATION

We reserve the right to restrict, suspend, or terminate access to the Site at any time and without notice if we believe a user has violated these Terms or engaged in unlawful activity.

GOVERNING LAW

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Ohio.

CONTACT INFORMATION

The Harmony Agency
510 S State St
Westerville, OH 43081

Phone: 614-948-1804
Email: [email protected]
Website: www.myharmonyagency.com

By using this website, you acknowledge and agree to these Terms of Service.